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GENERAL INFO

Sterling Administration
1000 Broadway, Suite 250
Oakland, CA 94607

Phone Number:
Call us Mon-Fri from
8am-5pm at 800-617-4729

TERMS & CONDITIONS OF USE
Purpose
This Web site allows users to view information about the services Sterling Gift of Health and Gift of Learning provides and the benefits of Sterling Gift of Health and Gift of Learning. It is not intended to serve as a substitute for the advice of a user's own legal, medical, tax, or investment advisor. Mention of specific products or services at this Web site does not constitute a recommendation or endorsement by Sterling Gift of Health and Gift of Learning unless such recommendation or endorsement is specifically stated.
Security and Monitoring Notices
If you browse through this Web site to read, print, or download information, navigational information such as the following will be collected:
  • The name of the domain from which you accessed this Web site;
  • The date and time any Web page on this site was accessed; and
  • The web site address (also called the URL) of the "hyperlink" you clicked on to access a Web page on this site.
For site security purposes, and to ensure that this Web site remains available to all users, all network traffic is monitored in order to identify unauthorized attempts to upload or change information or otherwise cause damage or conduct criminal activity. In connection with authorized law enforcement investigations and pursuant to legal process, navigational information may be used to assist in obtaining personally identifiable information.

To protect this Web site and the computer system which supports this Web Site from unauthorized use, and to ensure that the computer system is functioning properly, the activities of persons accessing this Web site and the associated computer system may be monitored and recorded by Sterling Gift of Health and Gift of Learning personnel. Persons using this Web site and the associated computer system expressly consent to such monitoring and are advised that if evidence of possible abuse or criminal activity is revealed, Sterling Gift of Health and Gift of Learning personnel may provide the results of such monitoring to appropriate officials. Unauthorized attempts to upload or change the content of this Web site, or otherwise cause damage to this Web site or the associated computer system are strictly prohibited and may be punishable under law.
Links
This Web site may provide links to other Web sites created or maintained by other entities or organizations. Links to such other Web sites do not constitute an endorsement by Sterling Gift of Health and Gift of Learning of such Web sites, the information they contain, or any products or services they offer or describe. We are not responsible for the privacy practices of Web sites to which links are provided. Please consult the privacy statement of each Web site you visit.
Accuracy of Information
Although we attempt to ensure the accuracy of information contained on this Web site, we make no guarantees as to its correctness or integrity. The Web site may contain typographical errors or other inaccuracies. It is also possible that third parties will make unauthorized additions, deletions, and alterations to the Web site.
Revisions and Updates
We may revise our policies and the information on this Web site or change or update the Web site without notice. We may also make improvements and/or changes in the products and services described in this Web site or add new features at any time without notice. Any revised policy will apply to both information we already have about you at the time of the change and any personal information created or received after the change takes effect.

We encourage you to reread these Terms and Conditions periodically to see if there have been any changes in our policies that may affect you.
Disclaimer of Warranties
The information on this Web site and its content and site-related services are provided "as is," with all faults. Sterling Gift of Health and Gift of Learning makes no representations or warranties of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. You assume total responsibility and risk for use of this site, site-related services, and hyperlinked Web sites. No oral or written information or advice provided by Sterling Gift of Health and Gift of Learning or its authorized representatives shall create a warranty or increase the scope of any warranty in any way.

Sterling Gift of Health and Gift of Learning makes no representations or guarantees as to the following matters: (1) that the functioning of this Web site will be uninterrupted and error-free; (2) that any defects or other errors on this Web site will be corrected; and (3) that this Web site and its associated computer system are or will be free of viruses or other harmful components.
Limitation of Liability
Sterling Gift of Health and Gift of Learning and its affiliates, suppliers, and other third parties mentioned on this site are neither responsible nor liable for any direct, indirect, incidental, consequential, special, exemplary, punitive, or other damages (including, without limitation, those resulting from lost profits, lost data, or business interruption) arising out of or relating in any way to this Web site, site-related services and products, content or information contained within this Web site, and/or any hyperlinked Web site, whether based on warranty, contract, tort, or any other legal theory and whether or not you are advised of the possibility of such damages. Your sole remedy for dissatisfaction with this Web site, site-related services, and/or hyperlinked Web sites is to stop using the Web site and/or those services. Applicable law may not allow the exclusion or limitation of incidental or consequential damages, so the above limitations or exclusions may not apply to you.
Copyrights
Except as otherwise indicated, all content on this Web site, including text, graphics, logos, button icons, photos, images, forms, audio, video, questionnaires, and software, is the property of Sterling Gift of Health and Gift of Learning and is protected by United States and international copyright laws. The compilation of all content on this Web site is the exclusive property of Sterling Gift of Health and Gift of Learning and is protected by United States and international copyright laws. Unless specifically authorized in writing by Sterling Gift of Health and Gift of Learning, any duplication or use of these materials or of any materials contributed to this Web site by entities other than Sterling Gift of Health and Gift of Learning for any purpose is prohibited. Any rights not expressly granted by these terms and conditions or an applicable end-user license agreement are reserved by Sterling Gift of Health and Gift of Learning.
Trademarks and Service Marks
Sterling Gift of Health and Gift of Learning logo are service marks of Sterling Gift of Health and Gift of Learning. Other proprietary marks of Sterling Gift of Health and Gift of Learning may be designated as such from time to time on this Web site through use of the TM, SM or symbols. Users of this Website are not authorized to make any use of the Sterling Gift of Health and Gift of Learning marks, including, but not limited to, use as meta tags or in any other fashion which may create a false or misleading impression of affiliation with or sponsorship by Sterling Gift of Health and Gift of Learning.

Other marks are the property of the respective companies referenced on this website.
Privacy Policy
This web site's Privacy Policy is located at Sterling Administration, 1000 Broadway, Suite 250, Oakland, CA 94607.